Understanding Mortgage Rates in 2025: What Buyers Should Know

Published on June 20, 2025

Mortgage rates

Mortgage rates fluctuate due to economic conditions, government policies, and lender competition. Here's what you need to understand:

  • Fixed vs Adjustable Rates: Know the difference and which suits your needs.
  • Credit Score Impact: Higher scores often mean better rates.
  • Economic Factors: Inflation and Fed policies affect borrowing costs.
  • Shopping Around: Comparing lenders can save thousands.

Stay informed to lock in the best mortgage rate for your dream home.

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